On the web site, select Transactions/Password Change from the choices at the left hand side of the screen. Please read the password criteria on the screen to make appropriate changes. Click on the submit button to save your changes.
After logging in to the web site, select Transactions/Investment Elections option from the options on the left side of the screen. In the New Allocation % column, enter the new percentages you want next to each desired fund. Use only whole percentages and make sure the column totals 100%. When you are satisfied with your choices, click the Submit button at the bottom of the screen.
After logging in to the web site, select Transactions/Rebalance Portfolio option from the options on the left side of the screen. You should be able to create either a one-time rebalancing or set a recurring schedule for rebalancing where the system will automatically rebalance for you at your specified intervals. When you are satisfied with your choices, click the Submit button at the bottom of the screen.
After logging in to the website, select Transactions/Conform to Target option from the options on the left side of the screen. Here you can choose the new percentages for which you would like your funds to be allocated. Use only whole percentages and make sure the column totals 100%. When you are satisfied with your choices, click the Submit button at the bottom of the screen.
After logging in to the website, select Transactions/Transfer Between Investments option from the left hand side of the screen. Select the source of your money you wish to transfer, if required. Then select the type of transfer you would like to make. Your choices may be Dollar to Dollar, Dollar to Percent or Percent to Percent. This allows you to pick a fund you are already in and to transfer a percentage or dollar amount from that fund to as many other funds as you wish. When you are satisfied with your selections, click the Submit button.
The maximum loan is the lesser of:
Please remember that the value of your account changes on a daily basis. Therefore, if the fair market value of your account decreases between the time that you apply for a loan to the time the loan is processed, your maximum loan amount available will automatically be adjusted to the lesser amount.
Your plan may also impose certain restrictions on loan availability. Some plans only allow a certain number of loans while some plans have minimum loan amounts. Please check your loan policy for these restrictions.
Please note, in order to take a Hardship distribution you must not be eligible to take a loan from the Plan.
Noble-Davis Consulting, Inc. will mail directly to your home the distribution forms that you must complete and return to Noble-Davis Consulting, Inc. before your distribution check can be processed. You will receive the following distribution forms:
Please note that some plans may require that your distribution be processed after the end of the next valuation period or after the completion of a year break-in-service (a plan year with less than 501 hours worked). We will automatically send distribution paperwork when you are eligible to receive it. You do not need to request your distribution paperwork.